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What You Don't Know About Elder Care Can Cost You

home care systemsThe senior population is the fastest growing demographic in the United States, with more than 40 million Americans currently over the age of 65. This represents a significant target market for elder care organizations and facilities that provide a wide range of services. These services, however, can often be quite pricey. As one senior put it, “Growing old is expensive.”

This is especially true if seniors are unprepared for the costs of elder care. The expression “what you don’t know can’t hurt you” is not applicable in this case. What you don’t know, or fully understand, can definitely cost you.

The majority of elderly persons prefer home care over any other care setting. Thankfully, innovative technologies such as home care systems and home care software have helped more seniors enjoy home care than ever before. Home care systems and home care software such as ClearCare Online have been developed to provide better care at affordable prices. Recognizing the value of such home care software – with regards to personal care and finances – is an important first step when researching elder care options.

Researching Elder Care

There are many factors to consider when researching elder care costs for yourself or a loved one. A variety of services and options exist, such as:

  • Long-term care insurance
  • Medicaid/Medicare
  • Adult day care
  • Nursing homes
  • Assisted living facilities
  • Home health care
  • Home care
  • Retirement communities
  • Geriatric care managers
  • Home care systems or home care software

This list may seem overwhelming, but the key is to thoroughly research each option one at a time. Ask for personal experiences from friends and family, and take their recommendations into consideration.

Elder care costs vary from state to state, but studies show that nursing homes are typically the most expensive care setting. Retirement communities or assisted living facilities may not provide the level of care and supervision that your elderly loved one needs. Not all home care agencies employ skilled and certified caregivers, or offer real-time, point-of-care updates with home care systems or home care software. These are all important issues that need to be addressed before you make a final choice. Hasty decisions often mean hefty price tags.

It is wise to begin your research before the need for elder care arises. This will give you and your family the time you need to fully understand the pros and cons of each option, and determine what choice is best – and most affordable.

If you have questions about home care systems, call one of ClearCare Online’s friendly representatives today, or check out our recent post “3 Ways Home Care Software Benefits Seniors.”

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Derek Jones

Derek enjoys spending time with family running road races, has completed 6-half marathons, mountain biking, and anything to do with baseball or the outdoors.