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Workers' Comp Insurance 

WorkSafe Central streamlines safety and extends pre-negotiated credits for lower premiums.  

Workers' Compensation Insurance for Home Care

ClearCare's insurance team has 50+ years of insurance experience including the leadership that built the workers' comp division at ADP.  The savings on workers' comp is exclusively available to agencies using WorkSafe Central, a built-in caregiver safety program with pre-negotiated discounts exclusive to home care agencies using the ClearCare home care software system. Click here to begin the quote process. 

 Highly Competitive Rates

Many agencies see 10-20% lower rates than their best available broker rate. 

 Best-Rated Insurance Carriers

We've partnered with multiple A+ rated carriers who have agreed to provide pre-negotiated credits for use of WorkSafe Central. 

Competitive Premiums

The benefits of an integrated safety program result in a safer workforce. Fewer claims and legal battles result in potentially big savings on premiums.

Pay As You Go

Integration with billing allows for quarterly payments to conserve cash flow. 

Nationwide AM Best Rated 

Your policy is underwritten by a nationwide AM Best A (Excellent) Rated Underwriters. 

More Insurance Credits with WorkSafe

The more confidence an insurance underwriter has with your business, the more credits they will extend to lower your premiums. ClearCare built WorkSafe Central, a built-in caregiver safety program, to make caregiver safety easy to manage and give you exclusive credits only offered to ClearCare customers. 

We have many cases where agencies saved $50-$100k on their premiums and were able to make significant investments back into their business.

 Quick Quotes

We can begin quoting you 90-days out from your current policy renewal date. If you're a startup, give us a call now to start the process. 

 Experienced Insurance Professionals

Our experienced, licensed insurance reps sit at the ClearCare office to help you through the quote process. We only write policies for home care agencies. The result -- excellent service and great rates. 

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Nurse Triage Service

Receive free nurse triage service to keep you focused on the business. 

Prevent Fraudulent Claims

Telephony confirms that caregivers had an injury free shift. Investigate claims with confidence.

You've Got Questions. We've Got Answers.

The information contained on this page is provided by CCOIS, LLC, which is licensed as an insurance producer in all fifty states.

Is ClearCare a licensed insurance company?

CCO Insurance Solutions LLC is an affiliate of ClearCare Inc. All insurance products will be offered and sold only through CCO Insurance Solutions LLC and its licensed agents. CA License #0K36422. Licensed in 50 states. Certain services may not be available in all states.

Do you offer other types of insurance?

At this time, only workers' compensation for home care agencies is offered through CCO Insurance Solutions. 

What is WorkSafe Central and how much does it cost?

WorkSafe Central is a caregiver safety program that is built-in to the ClearCare platform. The modules include a Home Safety Assessment, Return-to-Work Program, Caregiver Safety Training and Reminders, and more. WorkSafe Central is free for ClearCare customers with a commitment to allow ClearCare Insurance to quote their workers’ compensation business annually except in AL, AK, ID, MN, MT, NM, ND, OH, SC, NY, & NC where WorkSafe is free upon request.

Can you get rates better than my local broker?

Yes, in most scenarios. By using WorkSafe Central, you have one of the strongest safety narratives in the industry. This confidence allows ClearCare to negotiate discounts on your behalf that are not always offered by local brokers. 

Can I receive Workers' Comp insurance through ClearCare if I'm not a ClearCare customer?

We can quote any home care agency for workers' comp insurance but the most competitive quote and service are as a result of using ClearCare's WorkSafe Central product. 

When can I request a workers' comp quote?

Our licensed agents can start the quote process when you are at least within 90-days of your current policy renewal. We can turn quotes around in a day or two.